Application Deadline: Friday 27 June 2025

Working Pattern - Hybrid - 3 days in office and 2 WFH

About us

Cynergy Business Finance is our asset-based lending (ABL) arm of Cynergy Bank Plc.

Funding against business assets such as receivables, plant & machinery, inventory and property can provide a flexible, fast and efficient way to pursue new business opportunities for a number of different objectives including; growth, acquisition, turnaround and expansion. We offer funding, between £500,000 and £25,000,000 per eligible business, to SME businesses that want to scale up and grow. We also offer cash flow loans and export-based receivables financing.

Our human digital approach of blending traditional relationship management with digital technology enables the team to focus on delivering an exceptional customer experience.

The team have extensive collective experience in commercial and corporate lending.

Leading the way with Asset Based Lending

• Size - Working capital and term financing for trading businesses requiring finance from £500,000 up to £25,000,000.
• Assets - Financing business assets including revolving assets (receivables and inventory) and fixed assets (Equipment, Plant and Machinery and industrial and commercial property).
• Events - Supporting multiple situations including acquisition, growth and expansion, re-finance and turnaround.
• Human Digital - Outstanding digital technology and great people coming together to enable excellent service to our clients.
• Speed and Surety - Fast, positive and assured, ensuring that our clients can confidently manage and develop their businesses.

For more information on Cynergy Business Finance Visit www.cynergybank.co.uk/cynergy-business-finance

Company Benefits

Competitive Salary and Company Bonus
Holiday allowance plus bank holidays
Option to purchase an additional 10 days holiday
Pension contribution and Life Assurance
Income Protection Scheme and Season Ticket Loan
Health Cash Plan and Mobile Health Screening (After Probation)
Electric Car Scheme and Money Coach (After Probation)

Responsibilities:

• Ownership of debt verifications and ensuring they are completed in line with credit expectation for new business and the live client book

• Manage effectively and in accordance with policy and practice; the administration of ledgers, credit control, collection activities and allocation processing with ownership of the following:

• Responsible for the active and accurate credit control and cash allocations of any factoring facilities within the portfolio.

• Responsible for building and maintaining a strong relationship with the client for a portfolio of factoring clients.

• Maintain thorough records and provide necessary feedback and reporting to clients, their customers and internally to managers/colleagues.

• Maintain delivery of a high-quality service to clients.

• All activity is undertaken within the scope of overseeing the maintenance of the collateral being funded by CBF.

• Understand CBF’s and the wider Bank’s products and services, and proactively identify and action sales opportunities in order to best meet customer needs.

• Adherence with the Bank’s AML policies and procedures, with vigilance at all times of the conduct of customers and debtors.

Essential Knowledge & Experience:

• Experience working in the ABL industry

• Proven experience in credit control or accounts receivable role

• Strong communication and negotiation skills

• Excellent attention to detail and ability to work under pressure

• Proficient in using various accounting packages and Excel

• Strong problem-solving skills and ability to handle difficult conversations with clients professionally

• Ability to work independently and as part of a team